As an employer in California, one of your chief duties, regardless of your industry, is to purchase workers’ compensation insurance. This form of insurance allows your workers to seek compensation for such losses as their medical bills if they are injured while operating as employees of your company.
However, knowing whether you have sufficient workers’ compensation coverage is often a confusing issue. If you want to be certain you’ve purchased all the insurance you need, reach out to Sack Law Group, APC, offering workers’ compensation counseling services in Marina del Rey.
Virtually all employers in California must carry some form of workers’ compensation insurance. This is true even if a company is so small it only has one employee. It’s even true when a company is not headquartered in California but has employees in the state.
Thus, you might understandably have questions regarding the degree to which you could benefit from workers’ compensation counseling services. Because you already know that you need to carry insurance to comply with the law, you may wonder if you have much to gain from consulting with experts on this topic any further.
You likely do. It’s important to remember that not all insurance policies offer the same advantages and coverage. Additionally, not all insurance carriers are equally reliable in regard to striking a balance between honoring legitimate workers’ compensation claims while also guarding against instances in which employees may try to secure workers’ compensation benefits for which they are not eligible.
Choosing the right workers’ compensation insurance is a matter of limiting risk. You might think that the cost of paying for robust workers’ compensation insurance is too expensive, but as a business owner, you know that when making these types of decisions, it is often necessary to compare the cost of one expense now to the potential cost of an expense you may incur in the future.
Without proper workers’ compensation insurance, you open yourself up to potential lawsuits and drawn-out legal processes should injured workers feel that their claims were unfairly denied or that the compensation they were offered was not sufficient given the extent of their losses.
This doesn’t need to happen. With help from a Marina del Rey workers’ compensation counseling specialist, you can accurately assess whether your current workers’ compensation insurance is ideal. If it’s not, one of our team members will explain how you can fill in any gaps that may currently exist.
Providing your employees with access to workers’ compensation benefits when they are injured in on-the-job accidents is not a responsibility you can ignore. Don’t make the mistake of assuming you are currently protected from legal trouble or other such frustrations. Instead, get in touch with our team at Sacks Law Group, APC, offering workers’ compensation counseling services for Marina del Rey and the surrounding areas. Learn more about what we can do for you by contacting us online to schedule a consultation.