California’s workers’ compensation laws allow employees who were injured in work-related accidents to file claims seeking compensation for their medical bills and similar losses. It typically does not matter whether an employer is responsible for the accident occurring. Generally, if an employee is harmed on the job they have the right to collect workers’ compensation benefits.
Employers may not wish to deny their workers the benefits they deserve under California law. However, they might also not wish to see their insurance premiums go up as a result of their workers’ compensation insurance providers being required to pay injured employees.
Luckily, this doesn’t necessarily need to happen. It’s possible that a worker was injured because a third party was negligent. If so, after an employer’s workers’ compensation insurer pays an injured employee, they may be able to recoup their losses through a subrogation claim.
Doing so requires investigating the accident to identify the third party who may be at fault. At Sacks Law Group, APC, our Marina del Rey subrogation claims defense attorneys can assist in this process.
There are various potential circumstances in which an employee can be injured due to the negligence of an outside party. The following are a few examples of such scenarios:
Those are just a few examples. The main point to understand is that on-the-job accidents are often not just random occurrences for which no one is to blame. It is not uncommon for such accidents to happen because someone was careless.
That someone may be a party unrelated to your organization. If this is the case, your workers’ compensation insurer could seek reimbursement from them accordingly. This could potentially help you guard against such consequences as rising insurance premiums.
However, in order for a subrogation claim to be successful, it’s necessary to thoroughly prove that a third party was responsible for causing the accident that resulted in an employee’s injury or death. This will typically require conducting an investigation and gathering evidence.
A team of Marina del Rey subrogation defense attorneys can assist you in these circumstances. They will investigate the accident, collect any evidence proving another party was negligent, and submit a claim accordingly.
Has an injured employee collected workers’ compensation benefits? Do you believe that the employee would not have been injured were it not for the negligence of an outside party? If so, get in touch with our Marina del Rey subrogation defense attorneys at Sacks Law Group, APC to learn more about your options. Contact us online or call us at 310-216-7778.