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Local contractor pleaded guilty for lack of insurance

In California, contractors are required to be licensed and maintain proper insurance. This includes workers' compensation insurance in the event that an injury on the job occurs. Should a worker be injured and suffer the financial hardship of medical expenses and lost wages due to their employer's lack of insurance, they may choose to pursue legal action to collect what is rightfully owed. Recently, a local contractor pleaded guilty for lack of insurance and a set of additional offenses.

The California contractor that pleaded guilty for the misdemeanor of failing to maintain insurance for workers' compensation additionally pleaded guilty to practicing without a license and the felony charge of license fraud. Reports indicate that this construction worker was on probation for a similar infraction two years ago. Fraudulent licensing and failing to abide by insurance laws can have detrimental consequences in the event that an accident or tragedy should happen.

Records indicate that his lack of insurance may be applicable for sentencing of one year of jail in addition to hefty fines that go directly to the California State Treasury for the Uninsured Employers Fund. The licensing infractions maintain a separate fine and jail time. The CSLB website can reveal if a contractor is licensed and proof of insurance can always be directly requested from a potential employer.

An employer may have a number of personal reasons for choosing not to provide legally mandated workers' compensation insurance but could face serious situations due to their choices. A hurt worker may feel frustration toward their employer that does not have insurance and choose to seek reimbursement for their suffering and expenses should an accident occur. An employer who is facing a lawsuit due to their lack of insurance may wish to research their rights under the law to achieve the best outcome possible.

Source:, Soledad man pleads guilty to contractor license fraud, No author, Dec. 5, 2013

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